We've got you covered
Find out how you're covered by insurance
You're covered. Check out these approved insurance carriers
Didn't see your insurance provider? No worries. We also work with people who don't have insurance. So come on in.
And if you still have questions, please check out our FAQ
What Insurance Providers Do You Work With?
We work with a large number of insurance carriers. Here is a list of providers that we support:
- Vision Service Plan (VSP)
- Eye Med Vision Care
- Humana Vision
- Aetna
- Blue Cross Blue Shield
- Health Net - Veterans Assoc.
- Medicare
- Medicaid
- Tricare
- United Health Care
- Plus many, many, more...
If you don't see your carrier then don't worry. We also work with HSA accounts, health sharing plans, and we also work with cash-only payments.
In short, there's a way we can work with you, so come on in!
Insurance - Frequently Asked Questions
I just need a routine check up and I don’t have a vision plan, why are you asking for my medical insurance?
Your medical insurance may often cover routine eyecare. If you are coming in with healthy and normal eyes, you are coming in for a routine eyecare. Routine eyecare may be covered by your medical insurance like BCBS, and can also be covered by a stand alone vision plan, like VSP. It is all pretty confusing, but we are dedicated to figuring out the details for you. Let us help save you money by making sure you are utilizing your full benefits.
We also like to know who your medical carrier is because if there is a medical eye condition, they most often will be able to cover your costs. Additionally, if a referral needs to be made, it will help get you to the most appropriate doctor.
What insurance will cover what: Vision Vs Medical
Vision and Medical insurance are both accepted at Vision Masters, however they often provide coverage for different services. Because of the staggering diversity and complexity of insurance plans, we would like to simplify the process by providing you with specific information regarding your plan. Please contact the office directly to utilize this service.
Vision plans are primarily for routine eye exams, glasses, and contacts only. A routine eye exam is for patients that have no medical eye problems or known eye health issues. The goal of a routine eye exam is to prove that your eyes are perfectly healthy and to discover unknown problems.
If a patient presents with an eye problem, such as pinkeye, glaucoma, or dry eye, this office visit is can be billed to medical insurance, not a vision plan. See the list below for some common medical presenting conditions. Your vision plan may be utilized in addition to your medical plan to provide coverage for additional services and products such as glasses and contacts.
Vision Plans Cover Refractive Care. Ie. What a pair of glasses or contacts can correct.
They include the common vision conditions:
- Astigmatism
- Farsightedness
- Nearsightedness
- Presbyopia, aka Can’t see up close
Medical Insurance Covers Conditions That Can Affect the Health Of Your Eye.
Most Common Presenting Medical Complaints and Conditions:
- Eye Pain, Eye Strain
- Contact Lens Related Eye Health Problems
- Eye Allergies, Itchy Eyes
- Something in your eye
- Pink eye
- Red Eye
- Irritated Eye
- Blurred Vision
- Dry Eye
- Tearing, Watering
- Flashes of Light
- Floaters, Seeing Spots
- Double Vision
- Light Sensitivity
- Headaches
Family History of Eye Disorders, other than needing glasses or contacts.
- Styes
- Eyelid Infections
- Glaucoma
- Cataract
- Macular Degeneration
- Eye Movement Problems, Eye Turn, Lazy Eye
- Medical Conditions that have ocular implications are also covered, such as:
- Diabetes
- Hypertension